Delhi Credit Guarantee

DCGS

Delhi Credit Guarantee Scheme (DCGS) helps eligible Micro and Small Enterprises in NCT of Delhi access credit facilities of up to ₹10 crore with guarantee coverage of up to 95%, through eligible Member Lending Institutions with CGTMSE.

DCGS Overview

Up to ₹10 Cr

Delhi Credit Guarantee Scheme (DCGS)

Max Amount

Up to ₹10 Crore

Guarantee Coverage

Up to 95%

Tenure

As per lender & facility terms

Collateral

Collateral-free / reduced-collateral, subject to scheme & lender norms

Eligibility

  • New or existing Micro and Small Enterprises
  • Business located in NCT of Delhi
  • Eligible manufacturing, service and trading enterprises
  • Valid Udyam / MSME registration
  • Satisfactory credit and banking conduct

Key Benefits

  • Credit facilities up to ₹10 crore
  • Guarantee coverage of up to 95%
  • Reduced collateral requirement for eligible facilities
  • Supports working capital and business expansion
  • Implemented through eligible Member Lending Institutions with CGTMSE

Documents Required

  • KYC of promoters and business
  • Udyam / MSME registration
  • Business proof and financial statements
  • Bank statements
  • GST returns and ITR
  • Existing loan details, where applicable
Check if I qualify for DCGS

Subject to applicable DCGS guidelines, borrower eligibility and lender assessment.

How We Help You Access DCGS

End-to-end support from scheme matching to sanction and disbursement.

1

Scheme Assessment

We review your business profile and match eligible central and state schemes.

2

Eligibility Mapping

Clear guidance on criteria, subsidy benefits, and lender options.

3

Application Support

Help preparing project reports, forms, and lender-ready documentation.

4

Submission & Follow-up

Coordinate with banks and agencies until sanction and disbursement.

Not sure which scheme you qualify for?

Share your business profile. Our advisors will map the right central or state scheme and help you apply — free consultation, no obligation.