SME Credit Partners ("SME Credit Partners", "we", "us", "our") respects the privacy of individuals who visit our website, contact us or use our services.
This Privacy Policy explains how we may collect, use, process, store, disclose and protect information provided through www.smecreditpartners.com and our related communication channels.
By using our website or submitting information to us, you acknowledge that you have read and understood this Privacy Policy.
For privacy-related questions or requests, you may contact us using the above details.
Depending upon how you interact with us, we may collect information including:
Where required for a requested financing service, we may collect information such as:
Where required and legally permissible, information may include:
When you visit our website, certain technical information may be collected automatically, including:
We may collect information when you:
We may use information for purposes including:
Personal data should be processed only for lawful purposes and in accordance with applicable data-protection requirements. The Digital Personal Data Protection Act, 2023 provides for lawful processing and notice regarding personal-data processing.
We may share relevant information where necessary for providing the requested service, including with:
We aim to share only information reasonably necessary for the relevant purpose, subject to applicable law and appropriate safeguards.
SME Credit Partners does not intend to sell customers' personal information as a standalone commercial product.
Information may, however, be shared with relevant financial or service partners where necessary to fulfil a customer's request, process an application, provide a requested service, meet legal obligations or for other lawful purposes described in this Privacy Policy.
Where required under applicable law, we may request your consent before processing personal information for a specified purpose.
You may have rights relating to your personal data, subject to applicable law, including rights concerning access, correction, withdrawal of consent and grievance redressal.
The Digital Personal Data Protection Act, 2023 provides a framework concerning processing of digital personal data and rights of data principals.
Where processing is based on consent and applicable law permits withdrawal, you may request withdrawal of consent.
Withdrawal of consent may affect our ability to provide certain services.
For example, if you withdraw permission required for sharing information with a lender, we may not be able to continue processing or facilitating the relevant financing request.
Withdrawal of consent will not affect processing that we are otherwise permitted or required to undertake under applicable law.
You are responsible for ensuring that information submitted to SME Credit Partners is accurate, complete and up to date.
If you identify an error in information provided to us, you may contact us to request correction, subject to applicable legal requirements.
We retain personal information only for as long as reasonably necessary for the purposes for which it was collected, including:
Retention periods may vary depending on the nature of the information and the applicable legal or operational requirements.
We take reasonable measures designed to protect personal information against unauthorised access, misuse, loss, alteration or disclosure.
However, no method of electronic transmission or storage can be guaranteed to be completely secure.
Accordingly, while we take reasonable precautions, we cannot guarantee absolute security of information transmitted through the internet.
Our website may use cookies and similar technologies to:
You may be able to control cookies through your browser settings.
Disabling certain cookies may affect some website functionality.
Our website may contain links to third-party websites, including banks, NBFCs, government portals, TReDS platforms and other service providers.
Once you leave our website, the privacy practices of the third party will apply.
SME Credit Partners is not responsible for the privacy practices or security of third-party websites.
We recommend reviewing the privacy policy of each third-party website before submitting personal information.
If you submit an enquiry, request a service or otherwise contact us, we may contact you through:
Communications may relate to:
Where marketing communications require consent under applicable law, we will seek or rely upon the appropriate lawful basis.
You may request cessation of promotional communications.
SME Credit Partners may use digital marketing, advertising platforms, website forms and other lawful lead-generation methods to promote its services.
If you submit your information through an SME Credit Partners advertisement, landing page or enquiry form, your information may be processed for the purpose stated at the time of collection and in accordance with this Privacy Policy.
Where required, appropriate consent mechanisms will be used.
Our website and services are intended primarily for businesses, entrepreneurs, MSMEs and other adults.
We do not knowingly seek to collect personal information from children for financial service applications.
If you believe that a child has provided personal information to us, please contact us so that we can review the matter and take appropriate action.
We may process information to detect, investigate and prevent:
Information may be shared with relevant authorities or service providers where legally permitted or required.
We may disclose information where required by:
Such disclosure will be limited to what is required or permitted by applicable law.
We may update this Privacy Policy from time to time to reflect changes in:
The updated version will be published on this website with a revised "Last Updated" date.
For privacy-related requests, including questions about your information, correction requests or applicable data-rights requests, contact us at:
SME Credit PartnersPlease provide sufficient information for us to identify the relevant request and respond appropriately.
If you have a concern regarding the processing or handling of your personal information, you may contact us using the above contact details.
We will review legitimate complaints and endeavour to respond within a reasonable period, subject to applicable law and the nature of the request.
Where applicable, you may also have the right to approach the relevant statutory or regulatory authority.
This Privacy Policy shall be governed by the laws applicable in India.
Any dispute concerning this Privacy Policy shall be subject to the applicable jurisdiction of the courts in India, subject to applicable law.
By using the SME Credit Partners website or voluntarily providing information to us, you acknowledge that you have read and understood this Privacy Policy.
If you do not agree with the applicable terms of this Privacy Policy, please discontinue use of the website and contact us regarding any information you have already provided.
SME Credit Partners
Business Finance & MSME Financing Assistance
