Micro Finance

MUDRA Loan

MUDRA provides refinance support to banks and NBFCs for lending to non-corporate, non-farm small/micro enterprises. Loans are categorized as Shishu (up to ₹50K), Kishore (₹50K–₹5L), and Tarun (₹5L–₹10L) based on business stage.

MUDRA Loan Overview

Up to ₹10 Lakh (Shishu / Kishore / Tarun)

Micro Units Development and Refinance Agency

Max Amount

Up to ₹10 Lakh (Shishu / Kishore / Tarun)

Interest Rate

Competitive rates from partner banks

Tenure

Up to 5 years

Collateral

Typically not required

Eligibility

  • Small business owners and micro enterprises
  • Non-farm income-generating activities
  • Viable business plan or established operations
  • Satisfactory repayment capacity

Key Benefits

  • Low-ticket loans for micro businesses
  • Minimal documentation for smaller amounts
  • Supports traders, manufacturers, and service units
  • Wide branch-level availability

Documents Required

  • Identity and address proof
  • Business proof / shop establishment
  • Bank statements
  • Quotations for equipment (if applicable)
  • Passport-size photographs

How We Help You Access MUDRA Loan

End-to-end support from scheme matching to sanction and disbursement.

1

Scheme Assessment

We review your business profile and match eligible central and state schemes.

2

Eligibility Mapping

Clear guidance on criteria, subsidy benefits, and lender options.

3

Application Support

Help preparing project reports, forms, and lender-ready documentation.

4

Submission & Follow-up

Coordinate with banks and agencies until sanction and disbursement.

Not sure which scheme you qualify for?

Share your business profile. Our advisors will map the right central or state scheme and help you apply — free consultation, no obligation.