Payment Cycles
Long payment cycles can put pressure on day-to-day working capital.
MSME Receivable Finance
Professional Paid Service
TReDS Registration & Invoice Discounting Assistance
Professional assistance for MSMEs to navigate TReDS registration, onboarding and invoice discounting - from documentation to transaction support.
- Registration
- Documentation
- Onboarding
- Invoice Submission
- Discounting Support
Professional Paid Service
TReDS registration, documentation assistance, transaction support and invoice discounting guidance are provided as paid professional services.
Applicable TReDS platform charges, financing/discounting charges and taxes, if any, are separate and payable as applicable.
Your Sales Are Growing. But Is Your Cash Flow Keeping Up?
MSMEs often sell to large businesses on credit terms. The invoice may be raised today, while payment may arrive weeks or months later.
Growing Receivables
Outstanding invoices can restrict the money available for new orders and operations.
Working Capital Pressure
Businesses may need funds even when sales and receivables are healthy.
Complex Process
Understanding registration, documentation, invoice submission and discounting can be difficult without guidance.
What is TReDS?
TReDS (Trade Receivables Discounting System) is an electronic platform framework that facilitates financing of eligible trade receivables of MSMEs through financiers.
Growing regulatory focus and increasing adoption of TReDS is making receivable financing increasingly important for MSME suppliers. Eligible CPSEs and other applicable buyers may have TReDS-related obligations under the applicable regulatory framework.
Simple Example
MSME Supplier
Raises Invoice
Eligible Buyer Accepts Invoice
Invoice Listed for Discounting
Financier Provides Funds
MSME Gets Earlier Access to Working Capital
Actual transaction flow, eligibility, buyer acceptance and financing are subject to the applicable TReDS platform rules and financier requirements.
Why TReDS Matters for MSMEs
Faster Access to Working Capital
Potentially unlock liquidity against eligible receivables rather than waiting for the complete payment cycle.
Improve Cash Flow
Better visibility and liquidity can help businesses manage regular operating requirements.
Support Business Growth
Working capital availability can help MSMEs execute additional orders.
Reduce Receivable Pressure
Eligible receivables can potentially be financed through the platform mechanism.
Digital Process
TReDS provides a structured electronic ecosystem for eligible receivable financing.
Frequently Asked Questions
TReDS is an electronic platform framework that facilitates financing of eligible trade receivables of MSMEs through financiers.
TReDS facilitates receivable financing/discounting and should not be presented simply as a conventional business loan.
Platform charges, if applicable, depend on the relevant platform. SME Credit Partners separately charges professional service fees for registration assistance and handholding.
Our standard complete TReDS assistance package is Rs. 9,999 + GST. Other packages are available depending on the required level of support.
Eligibility depends on the applicable platform rules, business profile, buyer participation and transaction requirements.
No. Financing is subject to buyer acceptance, financier participation, applicable platform rules and approval.
Yes. We provide professional assistance and guidance through the relevant invoice submission and discounting process.
Yes. Share your business and receivable details and our team can assess whether TReDS assistance may be relevant.
Yes. We have a basic registration assistance package as well as complete transaction support.
No. Platform charges and financing/discounting charges, if applicable, are separate from SME Credit Partners' professional service fees.
Professional Paid Service
Have Outstanding MSME Invoices?
Let's understand your receivables and see whether TReDS assistance may be suitable for your business.
Professional MSME Financial Assistance
- MSME Focused
- Transparent Process
- Professional Assistance
- End-to-End Support